Calculators and checklists

Every tool here runs in your browser. Nothing you type is sent anywhere, stored, or logged — reload the page and it is gone.

They are estimators, not quotes. Each one shows the arithmetic it used so you can check it against your own paperwork rather than trusting a number.

• Insurance Appeal Deadline Calculator

  Work out the dates your internal appeal and external review are due from the date on the denial notice.

• What You Actually Owe Calculator

  Turn a billed amount, an allowed amount, and your deductible into the number that should appear on your share of the bill.