Skip to content

Know Your Plan

Self-funded or fully insured, ERISA or state law: the one fact about your coverage that decides which rules protect you and who enforces them.

Know Your Plan August 18, 2026 Self-Funded or Fully Insured? How to Find Out for Sure Your state insurance department may have no power over your plan at all. One sentence in the plan documents decides that, and you can demand it in writing. 10 min read