Surprise Bills
The No Surprises Act in plain terms: good faith estimates, the $400 rule, out-of-network limits, and the disputes those protections let you open.
- Surprise Bills Balance Billing vs Coinsurance: Which One Is on Your Bill The hospital statement says $2,450. The EOB for the same claim says $710. Which number is the legal ceiling, and the codes that prove which rule applied.
- Surprise Bills Good Faith Estimate: What the $400 Rule Lets You Dispute Your bill beat the estimate by $400. That opens a federal dispute with a 120-day postmark and a $25 fee — and one comparison almost everyone does backwards.
- Surprise Bills No Surprises Act: What It Covers and What It Leaves Out Three situations are protected by federal law. The ambulance ride, the form you signed at check-in, and a clinic that is not a hospital are not.